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EURe — Monerium

First MiCA-licensed e-money token, redeemable via SEPA directly from on-chain wallets.

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Category
Single-Issuer Reserve Model
Regulatory regime
MiCA (EU)
Issuer
Monerium EMI
Region
Europe (EEA)
Peg
EUR

Blockchain protocols

EthereumPolygonGnosisArbitrum

How it works

Iceland-based EMI mints EURe against SEPA deposits; reserves segregated at credit institutions.

Revenue model

Tiny per-transaction fees; small reserve yield.

Regulation

MiCA EMT, EEA passporting.